Managers

Orhan Veli Çaycı graduated from Istanbul Technical University's Department of Civil Engineering. After completing his MBA program at Boğaziçi University in 1995, he joined Garanti BBVA's Cash Management Unit in 1998. Orhan Veli Çaycı became Branch Manager in 2000 and was appointed Unit Manager at Garanti Pension in 2004. As of 2006, he served as Call Center Unit Manager, Call Center & Customer Experience Unit Manager, Call Center Coordinator, and Customer Communication Center Director at Garanti BBVA Call Center. In 2021, he was appointed General Manager of Garanti BBVA Pension Fund and continued in this role until 2024. Since 2025, Orhan Veli Çaycı has served as General Manager and Board Member of Garanti BBVA Leasing. He is also a member of the Credit Committee and the Corporate Governance Committee.

Alper Kılavuz graduated from the Department of Economics at Bilkent University and completed his Master’s degree in Financial Engineering and Risk Management at Özyeğin University in 2025. He began his career in 2008 as a Treasury Internal Auditor at the Garanti BBVA Internal Audit Department and in 2014 took on responsibility for Energy Projects within the Project Finance Department. Since 2016, he has served as the manager responsible for Subsidiaries Asset Liability and Capital Management within the Garanti BBVA Treasury & Asset Liability Management Department, where he assumed significant responsibilities in the management of balance sheet, liquidity, capital, and structural risks of the Group’s subsidiaries. As of Temmuz 2025, he has been appointed Executive Vice President responsible for Finance and Operations at Garanti BBVA Leasing.

Mr. Gülbahçe holds a business management degree from Istanbul University. He started his career as Marketing and Sales Representative in Garanti BBVA Leasing in 2004 and worked in the Eastern Anatolian Regional Office in 2005. In 2006, he served as Çukurova Regional Manager and as Marmara and Western Anatolia Regional Manager in 2008. In 2014, he was named Marketing and Sales Department Manager. As of April 2019, he serves as Executive Vice President responsible for Marketing and Sales.

She graduated from the Faculty of Business Administration at Istanbul University and completed her master’s degree in the Banking and Finance Department at Bilgi University. She began his career as a Credit Evaluation Officer at Yapi and Kredi A.S. and joined the Garanti BBVA family in 2008, working as a Credit Evaluation Manager in the Commercial and Corporate Loans Department. From December 2014 to April 2024, she continued her role as a the Commercial Loans Manager in the Commercial Loans Department. In April 2024, she was appointed as the Executive Vice President responsible for Credit and Asset Management at Garanti BBVA Leasing.

He graduated from Marmara University Faculty of Law. He began his career in 1999, working at Çağa and Çağa Law Firm, and then at Hazinedar Law Firm from 2000 to 2002. In 2002, he joined Garanti BBVA Leasing as a Lawyer, and as of 2010, he served as Legal Advisor and Head of the Legal Advisory Unit. As of November 2025, he is appointed as Executive Vice President responsible for the Legal, Credit Monitoring and Restructuring, and Asset Management Units.

Mahmut Akten started his career in 1999 in the USA. After having served in various positions in the Finance and Treasury departments of a global construction materials company, in 2006, he joined McKinsey & Co, management consulting firm. Between 2006 and 2012, he worked Boston and Istanbul offices. Mahmut Akten, joined Garanti BBVA on July 1, 2012 as the director responsible for Mass Retail Banking. On January 17, 2017, Mr. Akten was appointed Executive Vice President responsible for Retail Banking, leading Retail Banking Marketing, Mass Banking Marketing, Affluent Banking Marketing and Consumer Finance. Also, Mr. Akten has served as a Member of the Board of Directors of Garanti BBVA Mortgage, Garanti BBVA Romania, Garanti BBVA Securities, Garanti BBVA Payment Systems, and Garanti BBVA Pension and Life. On June 1, 2022, he was appointed as the Executive Vice President responsible for Corporate Banking, Global Markets, Cash Management and Financial Institutions, Corporate and Investment Banking Strategy, Analysis and Coordination, Investment Banking and Finance, and Sustainable Finance. As of August 2024, Mahmut Akten has been appointed as the CEO of Garanti BBVA and Country Manager of BBVA in Turkey. Akten is also the Chairman of the Board of Directors at Garanti BBVA International, Garanti BBVA Securities, Garanti BBVA Pension and Life, Garanti BBVA Factoring, Garanti BBVA Leasing, Garanti BBVA Fleet, Garanti BBVA Payment Systems, Garanti BBVA Crypto, Garanti BBVA Payment and E-Money, Garanti BBVA Financial Technologies, Garanti Bank S.A (Romania) Board Member and Trustee of the Teachers Academy Foundation. With an undergraduate degree from Boğaziçi University in Electrical and Electronics Engineering and graduate degree in Business Administration from Carnegie Mellon University, Akten has 25 years of experience in banking and business administration.

Having obtained a public administration degree from Middle East Technical University, Cemal Onaran began his career in Garanti Bank as assistant auditor in the Audit Board of Garanti Bank the year of his graduation. Between 2000 and 2007, he served as Regional Manager in various regional offices of Garanti Bank in Istanbul. In October 2007, he was appointed as General Manager of Garanti Mortgage, the year it was founded. On August 1, 2012, he was named General Manager of Garanti Pension and Life. As of January 1, 2017, he has been serving as Executive Vice President of SME Banking in Garanti Bank. Mr. Onaran has 26 years of professional experience in banking and business management.

Born in Rize in 1969, Mr. Turgut holds a degree in economics from Marmara University (1990). He joined Garanti Bank as assistant auditor and served as Branch Manager, Deputy Chairman of the Audit Board, Commercial Loans Department Manager, Internal Control Center Manager, and Internal Audit and Control Chairman. He is still Chairman of the Audit Board in Garanti Bank. Mr. Turgut is also member of the Board of Directors and Audit Committee of Garanti BBVA Leasing and Garanti Fleet; Board of Directors and Corporate Management Committee Member of Garanti Factoring; Board of Directors Member of Garanti Bank Pension and Assistance Foundation and Garanti Culture; Audit Committee Member of Garanti BBVA Leasing SA and Garanti Consumer Finance SA.

Sibel Kaya has a bachelor’s degree from Middle East Technical University, Faculty of Architecture, department of City and Regional Planning. She started her career in Garanti BBVA, as a Management Trainee, in 1997. She held various positions in Commercial Banking Department between 1998-2005, served as Branch Manager and Commercial Branch Manager in various branches between 2005-2016, worked as the Regional Manager in Aegean Region between 2016-2018. After having served as the Human Resources Director between 2018-2021, as of February 2021, she was appointed as Executive Vice President of Garanti BBVA in charge of SME Banking. With 23 years of experience in banking and business administration, Mrs. Kaya’s areas of responsibility are SME Medium & Large Enterprise Banking and SME Small Enterprise Banking Marketing. As of April 2021 Sibel Kaya is a board member of Garanti BBVA Leasing.

Having obtained a public administration degree from Middle Eastern Technical University in 1990, Mr. Güldü began office as Assistant Auditor in the Audit Board of Garanti Bank the same year. Between 1997 and 1999, he served as Branch Manager. Between 1999 and 2018, he served as Regional Manager in various offices of the bank in Istanbul. With 28 years of experience in the banking sector, Selahattin Güldü has been responsible for Commercial Banking and Consumer Finance as of April 1, 2018. As of April 2021, he has been General Manager of Garanti BBVA Leasing and he also serves on the Board of Directors.

Atıl Özus who graduated from Boğaziçi University with a bachelor’s degree in Business Administration, began his career in 1993 at EY Istanbul Office, where he served as Independent Audit Manager until 2000. Between 2000 and 2007, he held the position of Head of Financial Control at Akbank T.A.Ş., followed by a Deputy General Manager responsible for Finance at Eurobank Tekfen A.Ş. (now Burgan Bank A.Ş.) between April -December 2007. From December 2007 to October 2017, Atıl Özus served as Executive Vice President, Financial Coordination at Akbank, and served as a Board Member in Akbank subsidiaries. Between November 2017 and November 2025, he worked as Executive Vice President, Financial Control and Treasury at ING Bank A.Ş., and held Board Memberships in ING Bank subsidiaries.

Atıl Ozus, joined Garanti BBVA in January 2026, as Executive Vice President responsible for Finance and Treasury; leading ALM, Financial Reporting, Financial Planing& Analysis, Tax Management, Cost Management, Procurement, Subsidiaries Coordination and Investor Relations. Atıl Özus was appointed as a Member of the Board of Directors of Garanti BBVA Leasing, as of January 2026.

Tolga Egemen, who graduated from Middle East Technical University with a bachelor’s degree in Mechanical Engineering in 1992, started his career at İnterbank within the same year. He served as the Head of Cash Management and Financial Institutions at Garanti BBVA between 1996 and 2000, and from 2000 to 2012, as Executive Vice President. He served as partner at Dome Group in 2017 until 2022, He also served as a Board Member at Beymen between 2019 - 2025, and at WWF-Turkey between 2022 - 2025. Tolga Egemen has been a member of the Turkish Basketball Federation Board of Directors since 2024, and he has also been a lecturer at Özyeğin University since 2022.

As of January 2026, Tolga Egemen is a Board Member of Garanti BBVA Leasing.

Orhan Veli Çaycı graduated from Istanbul Technical University's Department of Civil Engineering. After completing his MBA program at Boğaziçi University in 1995, he joined Garanti BBVA's Cash Management Unit in 1998. Orhan Veli Çaycı became Branch Manager in 2000 and was appointed Unit Manager at Garanti Pension in 2004. As of 2006, he served as Call Center Unit Manager, Call Center & Customer Experience Unit Manager, Call Center Coordinator, and Customer Communication Center Director at Garanti BBVA Call Center. In 2021, he was appointed General Manager of Garanti BBVA Pension Fund and continued in this role until 2024. Since 2025, Orhan Veli Çaycı has served as General Manager and Board Member of Garanti BBVA Leasing. He is also a member of the Credit Committee and the Corporate Governance Committee.